Mortgage Facilities

Off-Plan Mortgages

Now you can get a Mortgage while the property
still under construction

Best Mortgage Facilities

Residential Property

Commercial Property

Offplan / Under Construction

Mortgage Solutions for Non-Residents

New Rules Regarding Property Mortgage

Important Update for Property Buyers & Owners

The real estate and banking sectors have recently introduced updated mortgage regulations aimed at improving transparency, financial stability, and borrower protection. Whether you are purchasing your first home, refinancing an existing property, or investing in real estate, understanding these new mortgage rules is essential.

We are committed to helping our clients stay informed and make confident property decisions.

Key Changes in Property Mortgage Rules

Revised Down Payment Requirements

Financial institutions may now require updated minimum down payment percentages depending on:

Property value
Buyer residency status
First-time buyer eligibility
Investment vs. residential property

Enhanced Income Verification

Banks and mortgage providers now apply stricter income verification procedures, including:

Salary certificates
Bank statements
Employment verification
Business income documentation for self-employed applicants

Mortgage Approval Timeline Updates

Mortgage approval procedures may take longer due to additional compliance checks and property valuation requirements. Buyers should plan their purchase schedules accordingly.

Property Valuation Standards

Lenders are implementing more detailed property valuation assessments to determine accurate market value before loan approval. Factors considered may include:

Property location
Building condition
Market demand
Comparable property prices

Early Settlement & Refinancing Policies

Updated regulations may affect:

Early mortgage settlement charges
Refinancing conditions
Loan transfer procedures between banks